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TMHA Submits Comment Letter on Latest CFPB Proposed Mortgage Regulations
July 31, 2013 - On July 22 TMHA submitted another comment letter to the CFPB regarding federal rules proposing to amend certain mortgage rules issued by the CFPB in January 2013. The proposed amendments focus primarily on loss mitigation...
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The Path Ahead
June 30, 2013 - We have come to the third part in our series of featured stories related to the impact of the Dodd-Frank Act on the manufactured housing industry. First, we discussed the act itself with the challenges...
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From the 83rd: Governor Signs HB 3613 into Law
June 16, 2013 - There was a bit more going on in the world of Texas politics yesterday than Father’s Day. June 16 marked the 20th day following adjournment of the regular session. This important deadline was the last...
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From the 83rd: HB 3613 Passes Senate at 12:29 a.m.
May 22, 2013 - As my mom would say, HB 3613 passed by the “skin of its teeth” last night finally being voted out by the full Senate at 12:29 a.m. HB 3613 is the TMHA supported bill that...
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From the 83rd: The Opening Moves
February 12, 2013 - We are less than three weeks away from TMHA’s Capitol Visit Day on March 5th and we’re more than a month into the 2013 Texas Legislative Session. And what a session it is turning out...
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TMHA Submits Comments to CFPB on RESPA/TILA Proposed Rule
November 09, 2012 - November 6th was not only Election Day but also the deadline to submit public comments to the CFPB on the remaining proposed mortgage financing rule related to the Integrated Combined RESPA/TILA Disclosure. TMHA once again,...
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TMHA Submits Comments to CFPB on Mortgage Appraisals, ECOA Changes and Loan Originator Compensation
October 18, 2012 - This past Monday and Tuesday marked the deadlines for three more submissions of public comments relating to proposed federal regulations to the national mortgage industry. All three of the proposed rules could have a significant...
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TMHA Submits Loan Servicing Comments to CFPB
October 09, 2012 - TMHA submitted formal comments to the CFPB on the proposed loan servicing regulations on October 9th. The proposed rule provided for a “small servicer” exemption to the Periodic Statement Requirement to provide specific monthly statements...
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Comments Provided for TDHCA HOME Program Rule Change
September 11, 2012 - On Monday, September 10, 2012, TMHA submitted comments on the newly proposed rule changes offered by TDHCA on its HOME Program. The HOME Investment Partnerships Program (HOME Program) is funded by the U.S. Department of...
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TMHA Submits Public Comments to CFPB
September 11, 2012 - This past Friday marked the deadline for submitting comments on the High-Cost Mortgage and Homeownership Counseling Proposed rule to the CFPB. In TMHA's continual effort to submit comments on each of the applicable proposed rules,...
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Dangerous Seas: Navigating the Treacherous Waters of Dodd-Frank
August 03, 2012 - Let me guess: you have heard rumors, threats, scary stories, and reliable affirmations that, as written, Dodd-Frank will end our collective world as we know it, right? For the majority the extent of their understanding...